Allow me to share the story of a man named Mr. Yuh. At 21 years old, Mr. Yuh lives with his parents in a quiet suburb. He is the only child of Mr. and Mrs. Yuh, and today marks a momentous occasion—he has graduated from university and is preparing for his wedding next month. It's a day of celebration for the family. His parents, having finally retired, are also rejoicing, as they have successfully paid off their 30-year mortgage. Senior Yuh dedicated 45 years of his life to working. Of those 45 years, he spent 11 and a half years paying taxes, meaning he essentially worked 33 and a half years. Early in his career, Senior Yuh made a bold decision to purchase a home for his family in a desirable neighborhood, valued at $200,000. The real estate agent hailed it as a "bargain." Now, after 30 years of mortgage payments, Senior Yuh has paid the bank a total of $431,851.53, including both principal and interest. While the value of the home has risen substantially, they do not pl...
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